
Filing for bankruptcy involves choosing between a Chapter 7 or Chapter 13 bankruptcy and should be done with the aid of a lawyer. Consider credit counseling before filing for bankruptcy with tips from a certified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992. Filmmaker: Jack Guthrey
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I like her voice, lol
a managable time period set by your creditors probably..
what is this little thing on that table?
This video is pretty interesting, does that make me a nerd? We might be able to work together. I help people who have file bankruptcies get a cash settlement
just stop paying the damn cards and enjoy life! fuck the banks! full of criminals
who the fuck files for Bankruptcy just take a gun to your credit cards
lady is fucking hurting my head with her stupid voice
BoA probably already sent it to collections then. I have been paying a local attorney for over 3 yrs for a past BoA account–never late, and a yr ago, couldn’t get a loan on a car because of my debt/income ratio, and the fact I was paying an attorney and still owed more than $1000 on it–four separate dealers told me this.
My father filed bankruptcy 10 yrs ago, and 2 yrs later was later to finance a condo in southern Calif. FUCK all the credit card companies!!!! Don’t use them or the banks!!
Exactly. Even if you go through consumer credit counseling, your credit is still harmed almost as bad ( consumer credit is just a baby step up from bankruptcy ), BUT you’re having to pay a couple hundred $ usually, every month, and that mark still stays on your credit, which harms if you should need to finance a vehicle, home, etc.
Loans tend to use your debt/income ratio now, so filing bankruptcy loosens this ratio up, thereby increasing your loan options if you chose to.
what is her accent?
I stopped paying my credit cards and plan on filing for bankruptcy if I am served a summons.
If I pay back 100% of my debt under 5 years in a chapter 13 (worst case) it is @1,216 for 5 years, on my own it will take 13.6 years.
BoA can kiss my ass with their 19,99% rates. They don’t even call me even though I am over 60 days behind.
one day i woke up from a long sleep having realized all this work work work for money ment nothing. so i stopped paying my credit cards turned off my phone. now im much happier. credit cards companies can suck my dick if they think im going to pay them a penny when the feds already did. time to wake the fuck up! im not saying stop paying all your bills just prioritize. try living without plastic you will be come happier worked for me.
she must be an attorney…she cant give a straight answer…in ch 7. it all gets wiped away right away, and in ch 13 you pay a little every month for 3-5 yrs, then the rest gets wiped away…good way to save your house if your behind
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Her accent is soo strong- I keep getting distracted and forget what she is saying!
Please read this because it acually works!!!!!!!!!!!!!!!!1.Put both of your hands on your chest
2.Think of? someone thatyou like……
3.Tommorow that person will ask you out or say i love you.
4.Heres the catch just send to 5 more videos
Are you a Bankruptcy Lawyer?
Consumer credit agancies are funded by
credit cart companies .
chater 7 is a code in constitution of united state to help people for a new start this lawyers all work for credit card companies do a research on usary law and find out why all credit card companis are in delaware .
Hey man anytime… These kinda videos makes my creativity leak outta my ears onto the floor.
Thanks for the laugh! :O)
Could i file for bankruptcy if i put all my money in my vehicle and lit it on fire with a propane torch?