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Debt Management Tips : How to File Bankruptcy

Filing for bankruptcy involves choosing between a Chapter 7 or Chapter 13 bankruptcy and should be done with the aid of a lawyer. Consider credit counseling before filing for bankruptcy with tips from a certified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992. Filmmaker: Jack Guthrey

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23 Responses to “Debt Management Tips : How to File Bankruptcy”

  1. desmalaris says:

    Best BBW women dating site only for you naneedj.info

  2. VictorS2003 says:

    I like her voice, lol

  3. wolfgar50 says:

    a managable time period set by your creditors probably..

  4. FrappuccinoToronto says:

    what is this little thing on that table?

  5. TheLifeImprovement says:

    This video is pretty interesting, does that make me a nerd? We might be able to work together. I help people who have file bankruptcies get a cash settlement

  6. TheZamacueca says:

    just stop paying the damn cards and enjoy life! fuck the banks! full of criminals

  7. TheCrysisplayer says:

    who the fuck files for Bankruptcy just take a gun to your credit cards :P

  8. danelio says:

    lady is fucking hurting my head with her stupid voice

  9. skylarportland says:

    BoA probably already sent it to collections then. I have been paying a local attorney for over 3 yrs for a past BoA account–never late, and a yr ago, couldn’t get a loan on a car because of my debt/income ratio, and the fact I was paying an attorney and still owed more than $1000 on it–four separate dealers told me this.

    My father filed bankruptcy 10 yrs ago, and 2 yrs later was later to finance a condo in southern Calif. FUCK all the credit card companies!!!! Don’t use them or the banks!!

  10. skylarportland says:

    Exactly. Even if you go through consumer credit counseling, your credit is still harmed almost as bad ( consumer credit is just a baby step up from bankruptcy ), BUT you’re having to pay a couple hundred $ usually, every month, and that mark still stays on your credit, which harms if you should need to finance a vehicle, home, etc.

    Loans tend to use your debt/income ratio now, so filing bankruptcy loosens this ratio up, thereby increasing your loan options if you chose to.

  11. japinoboysf says:

    what is her accent?

  12. 917NickL33 says:

    I stopped paying my credit cards and plan on filing for bankruptcy if I am served a summons.

    If I pay back 100% of my debt under 5 years in a chapter 13 (worst case) it is @1,216 for 5 years, on my own it will take 13.6 years.

    BoA can kiss my ass with their 19,99% rates. They don’t even call me even though I am over 60 days behind.

  13. pinktac0o says:

    one day i woke up from a long sleep having realized all this work work work for money ment nothing. so i stopped paying my credit cards turned off my phone. now im much happier. credit cards companies can suck my dick if they think im going to pay them a penny when the feds already did. time to wake the fuck up! im not saying stop paying all your bills just prioritize. try living without plastic you will be come happier worked for me.

  14. ayvnielsen1 says:

    she must be an attorney…she cant give a straight answer…in ch 7. it all gets wiped away right away, and in ch 13 you pay a little every month for 3-5 yrs, then the rest gets wiped away…good way to save your house if your behind

  15. NeedFinancialHelp says:

    If anyone is in need of medical or financial assistance, please visit us at NeedFinancialHelp (dot) org. We are non profit. We have helped many people get back on their feet and there are NO fees, we are free.

  16. choirsinger123 says:

    Her accent is soo strong- I keep getting distracted and forget what she is saying!

  17. emolium1 says:

    Please read this because it acually works!!!!!!!!!!!!!!!!1.Put both of your hands on your chest
    2.Think of? someone thatyou like……
    3.Tommorow that person will ask you out or say i love you.
    4.Heres the catch just send to 5 more videos

  18. 333Jewels says:

    Are you a Bankruptcy Lawyer?

  19. tormozat says:

    Consumer credit agancies are funded by
    credit cart companies .

  20. tormozat says:

    chater 7 is a code in constitution of united state to help people for a new start this lawyers all work for credit card companies do a research on usary law and find out why all credit card companis are in delaware .

  21. outlawedge23 says:

    Hey man anytime… These kinda videos makes my creativity leak outta my ears onto the floor.

  22. sowhatdude1 says:

    Thanks for the laugh! :O)

  23. outlawedge23 says:

    Could i file for bankruptcy if i put all my money in my vehicle and lit it on fire with a propane torch?

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