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	<title>Finance Tips &#187; Credit</title>
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	<link>http://efinancetips.info</link>
	<description>The comprehensive source for your money and personal finance tips</description>
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		<title>Prepaid Credit Card</title>
		<link>http://efinancetips.info/prepaid-credit-card/</link>
		<comments>http://efinancetips.info/prepaid-credit-card/#comments</comments>
		<pubDate>Thu, 19 Mar 2009 15:53:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[best credit card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card application]]></category>
		<category><![CDATA[credit com]]></category>
		<category><![CDATA[credit line]]></category>
		<category><![CDATA[credit visa]]></category>
		<category><![CDATA[creditcard]]></category>
		<category><![CDATA[line of credit]]></category>
		<category><![CDATA[master credit card]]></category>
		<category><![CDATA[online credit card]]></category>
		<category><![CDATA[prepaid credit card]]></category>
		<category><![CDATA[secured credit cards]]></category>
		<category><![CDATA[true credit]]></category>
		<category><![CDATA[visa credit card]]></category>

		<guid isPermaLink="false">http://efinancetips.info/?p=108</guid>
		<description><![CDATA[Prepaid credit cards are plastic money that functions just like credit cards in nearly all aspects, but you have to pay the spending limit upfront.]]></description>
			<content:encoded><![CDATA[<div class="announcement_post"><p class="MsoNormal">As its name, prepaid credit cards are plastic money that functions just like credit cards in nearly all aspects, but you have to pay the spending limit upfront. It&#8217;s like a prepaid phone card you can use to buy anything at all. It is a new twist on the popularity of credit cards.</p>
<p</p>
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		<title>Logistic distribution maps credit score to probability of default (PD)</title>
		<link>http://efinancetips.info/logistic-distribution-maps-credit-score-to-probability-of-default-pd/</link>
		<comments>http://efinancetips.info/logistic-distribution-maps-credit-score-to-probability-of-default-pd/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 01:51:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[distribution]]></category>
		<category><![CDATA[Logistic]]></category>
		<category><![CDATA[maps]]></category>
		<category><![CDATA[probability]]></category>
		<category><![CDATA[Score]]></category>

		<guid isPermaLink="false">http://efinancetips.info/logistic-distribution-maps-credit-score-to-probability-of-default-pd/</guid>
		<description><![CDATA[				
				
The logistic function can be used to transform a credit score into a probability of default (PD). The advantages of the logistic are (i) it easy to calculate and (ii) as a cumulative distribution function (CDF) the output is, appropriately, a probability between 0 and 1.0. In this video, I show two approaches to the [...]]]></description>
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<p>The logistic function can be used to transform a credit score into a probability of default (PD). The advantages of the logistic are (i) it easy to calculate and (ii) as a cumulative distribution function (CDF) the output is, appropriately, a probability between 0 and 1.0. In this video, I show two approaches to the exponent, which itself is the negative of a product of vectors (-b*x). First, the two-factor linear probability model that produces a &#8220;credit score;&#8221; the credit score is then transformed into a PD. Second, an illustrated usage which starts with &#8220;internal credit ratings&#8221; from 0 to 100, with 100 representing perfect credit quality; in this case, the internal credit rating is adjusted to a scale usable to the logistic, then the logistic function is again used to compute a PD. The spreadsheet is available on our website!</p>
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		<title>Credit-Aid Software &#8211; Guaranteed to Increase your Credit Score or your money back!</title>
		<link>http://efinancetips.info/credit-aid-software-guaranteed-to-increase-your-credit-score-or-your-money-back/</link>
		<comments>http://efinancetips.info/credit-aid-software-guaranteed-to-increase-your-credit-score-or-your-money-back/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 09:44:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[back]]></category>
		<category><![CDATA[CreditAid]]></category>
		<category><![CDATA[GUARANTEED]]></category>
		<category><![CDATA[Increase]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Software]]></category>

		<guid isPermaLink="false">http://efinancetips.info/credit-aid-software-guaranteed-to-increase-your-credit-score-or-your-money-back/</guid>
		<description><![CDATA[				
				
Credit repair software will help you to increase your credit score fast. Credit-Aid puts the power of a credit repair business into your own hands by using the credit reporting system to your advantage. This software makes repairing your credit as easy as clicking your mouse. The interface is friendly and within minutes a user [...]]]></description>
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<p>Credit repair software will help you to increase your credit score fast. Credit-Aid puts the power of a credit repair business into your own hands by using the credit reporting system to your advantage. This software makes repairing your credit as easy as clicking your mouse. The interface is friendly and within minutes a user can obtain free credit reports, generate credit dispute letters written by an attorney, and quickly be on their way to boosting their credit score and keeping it all organized. Credit Repair is not rocket science, you just need to know the rules and how to work the system in YOUR favor. Download a free software demo and a free credit secrets ebook at www.credit-aid.com and start improving your finances today!<br />
<strong>Video Rating: 4 / 5</strong></p>
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		<title>Check Your Credit Score For Free</title>
		<link>http://efinancetips.info/check-your-credit-score-for-free/</link>
		<comments>http://efinancetips.info/check-your-credit-score-for-free/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 13:46:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Check]]></category>
		<category><![CDATA[Free]]></category>
		<category><![CDATA[Score]]></category>

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		<description><![CDATA[				
				


www.best-creditrepair.net You need to check your credit score regularly. You can get your credit report for free. Find out how and also learn to repair your own credit right here. Go now.
]]></description>
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<p>
<div style="float:left;margin:5px;"><img src=http://i.ytimg.com/vi/PN_k6jq0Zvc/default.jpg /></div>
<p>www.best-creditrepair.net You need to check your credit score regularly. You can get your credit report for free. Find out how and also learn to repair your own credit right here. Go now.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Loans with Bad Credit</title>
		<link>http://efinancetips.info/loans-with-bad-credit/</link>
		<comments>http://efinancetips.info/loans-with-bad-credit/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 02:51:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://efinancetips.info/loans-with-bad-credit/</guid>
		<description><![CDATA[				
				
ho-me-refinancing.com Most people buy products without worrying about the expense And they realize their mistake only when they receive the huge account bills. Then they start only paying the minimum amount on loans and pile up interest charges. And start missing monthly payments. If you have poor credit, then you are usually unable to secure [...]]]></description>
			<content:encoded><![CDATA[<p>				<object width="560" height="355"><param name="movie" value="http://www.youtube.com/v/2-xS-fLCJAs?fs=1"></param><param name="allowFullScreen" value="true"></param>
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<p>ho-me-refinancing.com Most people buy products without worrying about the expense And they realize their mistake only when they receive the huge account bills. Then they start only paying the minimum amount on loans and pile up interest charges. And start missing monthly payments. If you have poor credit, then you are usually unable to secure another loan. The banks and financial institutions get access to your credit report before considering your loan application. The interest rates and length of loan are calculated based on your credit. Many banks will reject your application if your credit is not good enough. If you are facing such an unhappy condition, consider trying bad credit loans. Loans with bad credit are available to all who have low credit scores. Through the personal loans with bad credit you can easily afford anything. These personal loans provide two forms of loans to its borrowers which are known as secured and unsecured loans. In the secured loans you can avail several benefits like lower interest rates, longer repayment term and a large amount. But you must offer your car, home or stocks and bonds as collateral If you dont have a house or car that you can use as collateral Then you dont have other option other than getting yourself an unsecured loan with bad credit. You have to make a choice between paying higher interest rates and providing additional security to get loans bad credit. In order to improve your credit rating, make sure you never miss a <b>&#8230;</b></p>
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		<item>
		<title>Bad Credit &#8211; Comedy Time</title>
		<link>http://efinancetips.info/bad-credit-comedy-time/</link>
		<comments>http://efinancetips.info/bad-credit-comedy-time/#comments</comments>
		<pubDate>Sun, 15 Jan 2012 08:45:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Comedy]]></category>
		<category><![CDATA[Time]]></category>

		<guid isPermaLink="false">http://efinancetips.info/bad-credit-comedy-time/</guid>
		<description><![CDATA[				
				
Tim Mars didn&#8217;t know financing a car would be so embarrassing.
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<p>Tim Mars didn&#8217;t know financing a car would be so embarrassing.</p>
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		<slash:comments>11</slash:comments>
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		<item>
		<title>Why Your Credit Score May Drop Soon</title>
		<link>http://efinancetips.info/why-your-credit-score-may-drop-soon/</link>
		<comments>http://efinancetips.info/why-your-credit-score-may-drop-soon/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 21:45:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Drop]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Soon]]></category>

		<guid isPermaLink="false">http://efinancetips.info/why-your-credit-score-may-drop-soon/</guid>
		<description><![CDATA[				
				
New banking decisions in the midst of a recession mean even responsible borrows may see their credit scores drop.
Incoming search terms:why did credit scores drop in 2012?]]></description>
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<p>New banking decisions in the midst of a recession mean even responsible borrows may see their credit scores drop.</p>
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		<slash:comments>8</slash:comments>
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		<item>
		<title>Ovation Credit Services</title>
		<link>http://efinancetips.info/ovation-credit-services/</link>
		<comments>http://efinancetips.info/ovation-credit-services/#comments</comments>
		<pubDate>Sun, 01 Jan 2012 12:50:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Ovation]]></category>
		<category><![CDATA[services]]></category>

		<guid isPermaLink="false">http://efinancetips.info/ovation-credit-services/</guid>
		<description><![CDATA[				
				
www.ovationcredit.com &#8211; Awesome new video from Ovation Credit Services! (www.ovationcredit.com) Visit us today for a free consultation.
Video Rating: 0 / 5
]]></description>
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<p>www.ovationcredit.com &#8211; Awesome new video from Ovation Credit Services! (www.ovationcredit.com) Visit us today for a free consultation.<br />
<strong>Video Rating: 0 / 5</strong></p>
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		<item>
		<title>Credit Repair &#8211; Lexington Law Testimonials</title>
		<link>http://efinancetips.info/credit-repair-lexington-law-testimonials/</link>
		<comments>http://efinancetips.info/credit-repair-lexington-law-testimonials/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 02:07:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Lexington]]></category>
		<category><![CDATA[Repair]]></category>
		<category><![CDATA[Testimonials]]></category>

		<guid isPermaLink="false">http://efinancetips.info/credit-repair-lexington-law-testimonials/</guid>
		<description><![CDATA[				
				
AAACreditGuide.com &#8211; Past credit repair clients and paralegals talking about Lexington Law Firm and how they helped them raise their credit scores. Call 1-800-261-1201 for a Free Credit Consultation.
]]></description>
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<p>AAACreditGuide.com &#8211; Past credit repair clients and paralegals talking about Lexington Law Firm and how they helped them raise their credit scores. Call 1-800-261-1201 for a Free Credit Consultation.</p>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Get A Credit Report and Score &#8211; Check Credit Score and FIX Any Problems Now!</title>
		<link>http://efinancetips.info/get-a-credit-report-and-score-check-credit-score-and-fix-any-problems-now/</link>
		<comments>http://efinancetips.info/get-a-credit-report-and-score-check-credit-score-and-fix-any-problems-now/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 09:48:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Check]]></category>
		<category><![CDATA[Problems]]></category>
		<category><![CDATA[Report]]></category>
		<category><![CDATA[Score]]></category>

		<guid isPermaLink="false">http://efinancetips.info/get-a-credit-report-and-score-check-credit-score-and-fix-any-problems-now/</guid>
		<description><![CDATA[				
				
Credit.AllReviewed.Net &#8211; Want to see how to easily check your credit score and get a full free credit report? This site above is a great place to get it as well as credit monitoring and more to help protect your credit and help you get the best lending rates to save thousands of dollars. All [...]]]></description>
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<p>Credit.AllReviewed.Net &#8211; Want to see how to easily check your credit score and get a full free credit report? This site above is a great place to get it as well as credit monitoring and more to help protect your credit and help you get the best lending rates to save thousands of dollars. All you have to do is go to the site and fill out your credit information and you&#8217;ll get their credit monitoring and identity theft protection all in one, as well as a your credit report and score. Just check it out at the link above even if you aren&#8217;t sure about your credit situation &#8211; it is very important to stay on top of! Once you know your credit score, you can only then start to fix problems with it. Sorry, the slide isn&#8217;t supposed to say &#8216;Effective Methods To Reduce Debt&#8217;, It should say &#8216;Effective Methods To Increase Credit Score&#8217;.<br />
<strong>Video Rating: 0 / 5</strong></p>
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